Futuríveis
segunda-feira, março 28, 2005
A New Approach to Managing Risk
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Before Hurricane Hugo swept through Georgia and North and South Carolina in 1989, the insurance industry in the U.S. had never suffered a loss of more than $1 billion from a single disaster. Since then, numerous catastrophes have exceeded that figure. Hurricane Andrew in 1992 caused $15.5 billion in insured losses in southern Florida and Louisiana. Damages from the Northridge earthquake on the Western coast of the U.S. in January 1994 amounted to $12.5 billion.
Residential and commercial development along coastlines and areas that are prone to earthquakes and floods suggest that future insured losses will only grow -- a trend that emphasizes, as never before, the need to assess and manage risk on both a national and a global scale.
...
Big disasters, of course, continue to mean big losses. Worldwide, loss figures from natural disasters during the last decade exceeded $40 billion every year but one. In 2004, the economic losses from natural disasters totaled $120 billion with $14 billion directly attributable to the December 26th tsunami in the Indian Ocean.
...
Knowledge@Wharton
Before Hurricane Hugo swept through Georgia and North and South Carolina in 1989, the insurance industry in the U.S. had never suffered a loss of more than $1 billion from a single disaster. Since then, numerous catastrophes have exceeded that figure. Hurricane Andrew in 1992 caused $15.5 billion in insured losses in southern Florida and Louisiana. Damages from the Northridge earthquake on the Western coast of the U.S. in January 1994 amounted to $12.5 billion.
Residential and commercial development along coastlines and areas that are prone to earthquakes and floods suggest that future insured losses will only grow -- a trend that emphasizes, as never before, the need to assess and manage risk on both a national and a global scale.
...
Big disasters, of course, continue to mean big losses. Worldwide, loss figures from natural disasters during the last decade exceeded $40 billion every year but one. In 2004, the economic losses from natural disasters totaled $120 billion with $14 billion directly attributable to the December 26th tsunami in the Indian Ocean.
...
Knowledge@Wharton
posted by CMT, 12:57 da manhã
